Fees

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Rates & Fees

At Funedin Pay, we believe you deserve to know exactly what you're paying and what your recipient is receiving—no hidden costs, no unpleasant surprises. We use live market exchange rates, updated in real time, so you get the most accurate and fair rate at the moment you send. Our system locks in the rate at the time of your transaction, meaning what you see is exactly what your recipient gets—no fluctuations after you confirm.

We always show you the best available rate and most cost-effective options up front, so you can decide what works best for you and your recipient. Want to check today’s rate for a specific country? Just use our calculator in the app or on our website. Enter the send amount and destination to instantly see the real-time exchange rate and exact payout amount—before you sign up or complete a transfer.

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Fees calculator

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USD

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AUD

We always show you the best available rate and most cost-effective options up front, so you can decide what works best for you and your recipient.

Fee:

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Our Commission

We believe in total transparency when it comes to fees. All fees and commissions are shown upfront before you make a payment. No surprises, no hidden costs—just clear, fair pricing so you can send money with confidence. We don’t hide costs in the exchange rate. You’ll get the real market rate, and our commission is clearly listed as a separate item. That way, you know exactly what you’re paying and how much your recipient will receive. There are no monthly fees, no subscription charges, and no surprise deductions after the transfer.

How our commission works

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Card Payments (Credit or Debit)

  • Commission: 2.5% of the total send amount
  • Minimum fee: $1.99
  • Fastest processing time, funds typically delivered within minutes
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Bank Transfer (ACH)

  • Flat Fee: $1.50 per transaction (regardless of amount)
  • Processing time: 1–2 business days
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Bitcoin

  • Commission: 3% of the total send amount
  • Minimum fee: $2.50
  • Real-time BTC to fiat conversion included
  • Delivery time depends on blockchain confirmation + payout speed
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Cash Pickup

  • Additional Service Fee: $2.00
  • Applies on top of the selected payment method’s base fee
  • Available in select countries at verified partner locations

Sending Business Payments Abroad or Money to Family Back Home? Funedin Pay makes it fast, simple, and secure.

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